Small Business health insurance.
Are you overpaying for your company’s group health benefits or thinking about starting a plan for the first time? Get your small business health insurance quote today and choose the right Medical, Dental, and Vision plans available.
- By submitting your information, you authorize a Healthedly Insurance Services, LLC representative to contact you regarding your health insurance options. There is no obligation to enroll.
More about Group plans.
Discover the perfect coverage for your team with our personalized small business and group health insurance quotes. Let us take the hassle out of health insurance so you can focus on what you do best!
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In a small business, every employee counts and their health and well-being is vital to your business’s success.
Healthedly® is here to help find a flexible health plan for every small business just like yours! Call us today to see how we can help you and your employees today.
FAQs
Small Group health insurance plans.
Do you have questions about small business and small group health benefits? Read more below with our easy-to-understand FAQ section. If you still have questions, call us today.
- It’s a type of insurance plan is a type of group health plan that provides actual health insurance coverage for a business’s employees. Many group health insurance plans will also offer cover to family members and dependents of the employees.
- A group health insurance policy is purchased by an employer (or employee organization) and is offered to eligible participants and eligible dependents of participants.
- With group health insurance, the costs are spread over the company and the number of participants covered. There are several types of group health insurance plans available, including HMO, PPO, etc.
- Group health insurance is sometimes known as employer-sponsored health insurance or job-based health insurance.
- The short answer is that it depends on the specific health insurance group plan. Some companies will offer these additional types of health care coverage as an employee benefit.
- Vision and dental insurance can come from varying sources:
- 1) There are health insurance plans that include vision and dental benefits. These can be offered by an employer or purchased on your own through the insurer.
- 2) There are separate, standalone plans for vision or dental benefits that can be used on top of a health insurance plan as a form of supplemental insurance. There are even dental and vision insurance “packages” that offer benefits for both.
Generally, to be eligible for group health coverage, a company must fulfill two main requirements:
- The business must have at least one qualified full-time or full-time equivalent employee other than the business owner or a spouse.
- The company must be considered a legal business entity according to its state’s regulations.
- The definition of a group or employee varies by state. A qualified full-time or full-time equivalent eligible employee is usually considered someone who works at least 30 hours per week.
- To get group insurance coverage, your employees must follow these IRS guidelines: Full-time employees are employees who work for you at least 30 hours per week.
- Full-time equivalent employees are non-full-time employees but who, in combination, are the equivalent of a full-time employee.
- Once you have decided to enroll, the best method is to work with a group health insurance agent. They will guide you through the application steps and the specific application forms to complete for the company and employees.
- The process of enrolling for Group Health Insurance can be smooth and easy when working with an agent who has experience.
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