Individual & Family Health Plans

If you are looking for Individual & Family health plans, look no further. We can help with ACA (Obamacare or Marketplace) Plans or Short-Term Medical Plans. Start the enrollment process by completing the secure form and our Healthedly Insurance Services agents will contact you. We can help you find, compare, and enroll in the best available health plans for you and your loved ones.

Our Health Insurance Partners:

At Healthedly, we strive for excellence and simplicity. We focus on creating lasting partnerships with some of the top insurance companies in the nation. From Ambetter, Molina, Bright HealthCare, Friday Health Plans, and Blue Cross and Blue Shield to Cigna, Oscar, UnitedHealthcare and more, we can help get you covered.

The carriers and products above are subject to availability by state.

HMO & PPO: What type of Health Plan fits you?

When it comes to health insurance, you have your choice of several plan types. The two most common types are HMO and PPO.

The differences between HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) plans include network size, ability to see specialists with or without a referral, costs, and out-of-network coverage.

HMO Health Insurance Plans

HMO Plans give you access to certain doctors and hospitals within its network. Care under an HMO plan is covered only if you see a provider within that HMO’s network. Also, HMO’s may require that you live within its service area.

HMO key features:

Usually requires you to select a primary care physician (PCP).
You may need a PCP referral to see a specialist or have a special test done.
If you opt to see a doctor outside of an HMO network, your costs may not be covered.
Premiums are generally lower for HMO plans.

PPO Health Insurance Plans

PPO plans provide more flexibility when picking a doctor or hospital. They also feature a network of providers, but there are fewer restrictions on seeing non-network providers. In addition, your PPO insurance may pay if you see a non-network provider, although it may be at a lower rate.

PPO key features:

You can see the doctor or specialist you’d like without having to see a PCP first.
You can see a doctor or go to a hospital outside the network and you may be covered. However, your benefits will be better if you stay in the PPO network.
Premiums tend to be higher but consumers like the increased flexibility.

SEP Medicaid CHIP

Special Enrollment Period

Do you still need health insurance?

You could still enroll if you qualify for certain Special Enrollment Period (SEP) events. The SEP is a time outside the yearly Open Enrollment Period when you can sign up for health insurance. You can qualify for a SEP if you’ve had certain life events including losing health coverage, moving, getting married or divorced, having a baby or adopting a child, if you recently lost Medicaid, or other life changing events.

Thanks to the American Rescue Plan (ARP), you can now save even more on your monthly premium payment and out-of-pocket costs. Many low income individuals and families can sign up at any time! Explore affordable health insurance plans now and see if you qualify for the Special Enrollment Period.

Medicaid Insurance Plans

The nation’s public health insurance program for people with low income.

Medicaid is the nation’s public health insurance program for people with low income. The Medicaid program covers 1 in 5 Americans, including many with complex and costly needs for care. Medicaid expansions, eligibility, enrollment and benefits vary from state-to-state.

Learn More About Medicaid >

CHIP Insurance Plans

Children’s Health Insurance Program

The Children’s Health Insurance Program (CHIP) is a health coverage program created to ensure that children would have health coverage even if their families couldn’t afford to pay for private health insurance. CHIP provides low-cost health coverage to children in families with incomes too high to qualify for Medicaid in most states, but low enough where assistance is still needed.

FAQs About CHIP >

Looking For Short-Term Health Insurance?

If you’re looking for temporary health insurance coverage or if you need health insurance outside Open Enrollment and you don’t qualify for an SEP, short-term health insurance may be the right choice for you and your family.

Short-term health insurance refers to health insurance plans with a limited duration, usually several months to a year. Short-term plans are geared towards people who need temporary medical insurance to bridge the gap between longer term plans.

Compare Short-Term Plans

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Email: support@healthedly.com

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