• Facebook
  • Twitter
  • Instagram
Español
  • Explore Health Plans
    • Individual & Family
    • Medicare Plans
    • Life Insurance
    • Dental & Vision
    • Small Group
    • Travel Health
  • Resource Blog
  • (855) 522-2201
  • Menu Menu
A stethoscope and an open enrollment medical insurance form.

How to Change Health Insurance

Health, Life Insurance
Man and woman discussing changing health insurance with agent looking at papers

If your health insurance is no longer working for you, it’s simple enough to change plans – here’s how it works.

When Can I Change My Health Insurance?

You can enroll in Medicaid at any time. Otherwise, you can switch during the Open Enrollment Period or the Special Enrollment Period.

  • Open Enrollment Period: You can change your health insurance during the annual Open Enrollment Period. The dates vary slightly depending on the plan, but Open Enrollment normally takes place between October and January each year.
  • Special Enrollment Period: Certain life events, such as moving state, having a baby, or getting married, trigger a Special Enrollment Period during which you can change policies.

Some job-based plans have slightly different enrollment plans, so always check with your employer if you’re unsure.

How Long Does it Take to Change Health Insurance?

Here’s the good news: changing health insurance is quick and easy, and it’s even faster with our help. It only takes a few minutes to complete our form or call our agents, and we’ll help you select and sign up for health insurance as quickly as possible if you’re eligible.

How to Change Health Insurance

Changing health insurance providers or switching plans is simple. 

  • When the Open Enrollment Period comes around, review your existing policy. Consider what changes you need to make so you know what coverage you’re looking for.
  • Think about how much you can afford to pay each month and bear this in mind when shopping around.
  • Compare quotes online or let our friendly team help you choose and enroll in a new plan.

If you’re in a Special Enrollment Period, you may need to provide proof of this before getting insurance. 

Canceling Your Health Insurance

You can normally terminate your health insurance plan whenever it suits you (unless your employer places restrictions on this). To end the plan, just call the insurer and advise them of your wish to cancel. You can choose a date for coverage to end or you can end the plan immediately.  

How to Change Health Insurance When Moving Out of State

Some health insurance policies expire when you cross state lines, or they might not offer you the same level of cover. If this happens to you, it’s simple to switch policies.

  • Moving to a new state is a qualifying event which triggers a Special Enrollment Period. So, you can easily change plans or coverage at any time of year to suit your new circumstances. 
  • Shop around for a new insurance plan which meets your needs, and apply within 60 days of moving. Otherwise, you may not qualify for the Special Enrollment Period any longer.  
  • Your new coverage probably won’t start right away. To cover the gap, consider taking out short-term health insurance. These plans take effect from the day you apply so you’ll be covered immediately.

At Healthedly, we can help you find, compare, and enroll in the best available individual and family health plans. To learn more about how to cancel your health insurance, or to switch plans, contact us now.

January 13, 2023
Share this entry
  • Share on Facebook
  • Share on Twitter
  • Share on WhatsApp
  • Share on Pinterest
  • Share on LinkedIn
  • Share on Reddit
https://healthedly.com/wp-content/uploads/2022/09/Healthedly-Blog-1.png 900 1366 Rebecca Allen https://healthedly.com/wp-content/uploads/2022/06/Healthedly.svg Rebecca Allen2023-01-13 06:14:042023-01-31 12:23:50How to Change Health Insurance

Categories

  • ACA
  • COVID-19
  • Dental
  • Finance
  • Flu Season
  • General
  • Group Insurance Plans
  • Health
  • Health Resources
  • Individual and Family
  • Life Insurance
  • Medicaid
  • Medicare
  • Mental Health
  • News
  • Obamacare
  • Self-care
  • Short Term
  • Small Business
  • Special Enrollment Period
  • Supplemental
  • Travel Medical
  • Vision

Archives

  • February 2023
  • January 2023
  • December 2022
  • November 2022
  • October 2022
  • September 2022
  • August 2022
  • July 2022
  • June 2022
  • May 2022
  • March 2022
  • February 2022
  • January 2022
  • December 2021
  • November 2021
  • October 2021
  • September 2021
  • August 2021
  • July 2021
  • June 2021
  • May 2021
  • March 2021
  • February 2021

Healthedly
Call: (855) 522-2201

Email: support@healthedly.com

2929 N Central Expy Ste 175, Richardson, TX 75080

Insurance Plans

Individual & Family Plans

Medicare Plans

Life Insurance Plans

Dental & Vision Plans

Small Business Health Plans

Travel Health Plans

Shop By State

Resources

Español

Healthedly Blog

Insurance Payment Options

Special Enrollment Period

Medicaid & CHIP

Health Insurance FAQs

Community Events

Elite Plus Circle of Champions

This website is operated by Healthedly Insurance Services, LLC. It is not the Health Insurance Marketplace website. Not connected with or endorsed by the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Leave Us A Review  |  Privacy Policy

© Copyright Healthedly Insurance Services, LLC. All Rights Reserved.
  • Facebook
  • Twitter
  • Instagram
When Is Open Enrollment for Health Insurance? A stethoscope and an open enrollment medical insurance form. A stethoscope and an open enrollment medical insurance form. Do I Need Health Insurance if I Have VA Benefits?
Scroll to top