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A stethoscope and an open enrollment medical insurance form.

Medicare Part B Premiums Lower in 2023

News

Medicare just made a big announcement regarding their Part B Premiums for 2023. These standard premiums will drop by 3% next year. The monthly premium for Medicare Part B will actually reduce by $5.20 by 2023. This will also lower the deductible for Part B. 

What do lowered premiums mean for you?

Thanks to Medicare Part B’s projected spending on Aduhelm, a medication to battle the onslaught of Alzheimer’s, the premium for this program dropped more than expected. Medicare spent less than expected on Aduhelm, meaning they could spend more on Part B. This in turn led to a reduction in 2023 Medicare premiums!

Medicare Part A, on the other hand, raised its deductible per benefit period, which starts upon admission to a hospital, to $1,600 in 2023, from its current amount of $1,556. This amount applies to the first 60 days of inpatient hospital care. 

If you are considering Medicare Part B with the lower premiums coming in 2023, now is the time to act as open enrollment season draws near.

Other changes to make note of

  • After the 61st day and through the 90th day, however, coinsurance will cost at least $400 a day. The price of coinsurance will go up by $11 from the current amount this year.
  • Moreover, IRMAAs are effective in January as well, for individuals with a gross income of over $97,000. Those filing jointly must expect an extra monthly charge if their net income is over $194,000 instead of 2022’s ceiling of $182,000.

These changes are announced just as open enrollment season approaches, so definitely consider these lowered premiums as you research health insurance plans.

If you are looking for the right healthcare insurance to fit your needs, look no further than Healthedly! Get a free quote today by calling 855-522-2201.

October 20, 2022
Tags: Healthcare, medicare
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