health insurance Archives - Healthedly Insurance Services

3 Steps to Reduce Stress at Work

Health, Health Resources, Mental Health, Self-care

If you’re feeling overwhelmed and overworked, you’re not alone. Stress at work is unfortunately one of the most common issues facing many employees in the U.S. Luckily, there are a few methods to reduce and manage anxiety at work. Here are three steps you can take to reduce stress at work and help improve your health and productivity.

1. Identify Your Stressors

The first step in reducing anxiety at work is to identify what is causing it. Many times, it’s simply the workload or the environment at work. Other times, it might be related to a lack of support from colleagues or management. To help identify your stressors, keep a journal. Write down the times when you feel most stressed, and then try to identify what is causing those feelings.

2. Develop Stress Management Strategies

Once you’ve identified the sources of your stress, it’s time to develop strategies to help manage it. One of the most effective methods for reducing stress at work is to take regular breaks throughout the day. Not only will this give your mind a break from the task at hand, but it will also help you recharge and refocus. Additionally, it can be helpful to practice anxiety relievers at work, such as deep breathing or mindfulness exercises.

3. Reach Out for Support

Finally, don’t be afraid to ask for help when you need it. Sometimes, anxiety can be too much to manage on our own. Talk to your colleagues or management about what you’re feeling and see if they can provide any extra support. Additionally, if you’re feeling overwhelmed, think about talking to a professional. A therapist or counselor can help you work through some of the underlying issues that may be causing your stress.

Stress at work can have serious consequences for your health and productivity, so it’s important to recognize and manage it as soon as possible. By identifying the sources of your anxiety, developing stress management strategies, and reaching out for help, you can take steps to reduce stress at work and help improve your overall well-being.

Stressed about your health insurance options? Healthedly agents can answer your questions! Give us a call at 855-522-2201.

February 16, 2023

Overwhelming Worries: Health Insurance Affordability Alarming Wisconsinites

General, Individual and Family, News

Overwhelming Worries: Healthcare Affordability Alarming Wisconsinites

It’s no surprise that many Wisconsinites are concerned about the affordability of their health insurance.

According to a new survey, an overwhelming majority of Wisconsinites believe healthcare isn’t affordable.

The Wisconsin Policy Forum conducted the survey. It revealed that a whopping 84% of people in the state believe healthcare and health insurance are too expensive. The remainder of the respondents shows as split evenly. It split between those who thought health insurance was “just right” and those who thought it was “too cheap.”

Health insurance affordability has long been a concern in Wisconsin. For many years, the state has had some of the highest insurance premiums in the country. In addition, Wisconsinites pay some of the highest deductibles, copays, and out-of-pocket costs. This makes it difficult for those who are uninsured or underinsured to get the care they need.

The survey also found that concerns about healthcare coverage affordability had risen dramatically in the last year. In 2020, only 47% of respondents said they worried about health insurance affordability. Compare this to the 84% who responded in 2021.

This is a troubling trend, and it’s one that shows no signs of slowing down. With healthcare coverage costs continuing to rise, it seems that Wisconsinites will be living with this worry for some time to come.

Fortunately, there are options available to help make health insurance more affordable.

For example, the federal government offers subsidies to help offset the cost of insurance premiums. Additionally, Wisconsinites can apply for Medicaid if they earn too little to pay for coverage.

By taking advantage of these programs, Wisconsinites can get the insurance they need without breaking the bank. This is an important step in ensuring everyone in the state can access quality coverage.

It’s clear that health insurance affordability is a major concern for Wisconsinites. We should not be take this lightly. With the right resources and support, we can make sure everyone in the state has access to the coverage they need.

Do you live in Wisconsin and do you worry about your health insurance affordability? Speak with a Healthedly agent to learn more about what you qualify for. Call 855-522-2201 to get advice from a licensed agent today!

February 15, 2023

The End of the COVID-19 Public Health Emergency: Details on Health Insurance and Access

COVID-19, Medicaid, News

The outbreak of COVID-19 resulted in a public health emergency declared by the U.S. government in March 2020. This declaration allowed the government to implement emergency measures to protect citizens’ health, such as expanding access to health insurance coverage, providing funds for vaccine development, and offering economic aid.

On February 4th, 2021, the U.S. Department of Health and Human Services (HHS) announced the end of the public health emergency. This announcement ushers in a new era of health insurance coverage and access. Here’s what you need to know about the new developments.

Expanded Health Care Coverage and Benefits

The end of the public health emergency has enabled HHS to expand healthcare coverage and benefits for individuals and families. The new measures include:

Expanded coverage for telehealth services: Telehealth services enable individuals to access health care remotely without having to leave their homes. HHS has permitted for expanded coverage of telehealth services for Medicare and Medicaid beneficiaries.

Increased access to non-emergency medical transportation: HHS has also increased access to non-emergency medical transportation (NEMT) to ensure that individuals without access to transportation can get to their medical appointments.

Increased access to health services in rural areas: HHS has expanded access to health services in rural areas by increasing access to telehealth services and providing funds for rural health clinics.

Improved Access to Health Insurance Coverage

The end of the public health emergency has also led to improved access to insurance coverage. HHS has implemented the following measures to increase access to insurance coverage:

Extension of Medicaid coverage: Medicaid coverage has been extended for individuals and families struggling to pay for medical care due to the pandemic.

Increased access to marketplace coverage: HHS has also increased access to health insurance coverage in the marketplace. The new measures include a special enrollment period for those who have lost their job-based coverage due to the pandemic.

Increased access to Medicare coverage: HHS has also increased access to Medicare coverage for individuals over the age of 65.

HHS’s announcement of the end of the public health emergency has ushered in a new era of health insurance coverage and access. With the new measures, individuals and families now have improved access to insurance coverage and health care benefits.

Have you lost your Medicaid coverage? Healthedly has your back!

February 14, 2023

How to Save Money on Health Insurance

Finance, Health Resources

Saving money on health insurance is a top priority for many individuals and families. With the rising costs of healthcare, it’s more important than ever to find ways to lower your expenses. Here are some tips to help you save money on your health insurance while still getting the coverage you need.

Shop Around:

Don’t settle for the first health insurance plan you find. Take the time to compare different options and find the one that fits your needs and budget. You can use websites such as Healthcare.gov or eHealthInsurance to compare plans and prices.

Opt for a High Deductible Plan:

A high-deductible health insurance plan (HDHP) typically has lower monthly premiums but requires you to pay a higher deductible before insurance kicks in. If you are relatively healthy and don’t expect to need a lot of medical care, this option may be a good fit for you.

Take Advantage of Preventive Care:

Many health insurance plans offer preventive care services, such as regular check-ups, vaccinations, and screening tests, at no cost to you. Taking advantage of these services can help you avoid more expensive treatments down the road.

Consider a Health Savings Account (HSA):

An HSA is a tax-advantaged savings plan that you can use to pay for qualified medical expenses. You can make contributions to an HSA account with pre-tax dollars and use the funds to pay for deductibles, copayments, and other out-of-pocket expenses.

Use In-Network Providers:

Sticking to in-network providers can save you a significant amount of money on healthcare expenses. Check your insurance plan’s network of providers and make sure the doctors, hospitals, and other providers you visit are in-network.

Negotiate Prices:

Don’t be afraid to negotiate prices for medical procedures and treatments. Hospitals and healthcare providers may be willing to lower their fees if you ask.

Take Good Care of Your Health:

The best way to save money on health insurance is to take good care of your health. This includes eating a healthy diet, exercising regularly, and avoiding risky behaviors that can lead to illness or injury.

Check if You Qualify for Government Assistance:

Qualifying for government assistance can open up opportunities and support for those in need. Whether you are seeking help with food, housing, medical expenses, or financial support, the government offers a range of programs to meet the diverse needs of its citizens. To access these valuable resources, you must understand the eligibility requirements and steps you need to take. This may include completing an application, providing supporting documentation, and being patient as the approval process can take time. But the end result is worth it – access to the support you need to improve your life and achieve your goals. So don’t hesitate – start the journey to qualify for government assistance today and see the positive impact it can have on your life.

By following these tips, you can save money on your health insurance while still getting the coverage you need. Take control of your healthcare costs and start saving today!

Healthedly agents are here to answer any questions you might have about saving money on health insurance. Give us a call at 855-522-2201 for more information about saving on your health insurance.

February 3, 2023

What do Americans think of the current U.S. healthcare system?

General, Health, Individual and Family

There is a wide range of opinions on the current U.S. healthcare system. Some people believe that the health system in the U.S. is the best in the world. After all, our health system provides high-quality care to those who can afford it. However, others believe that the healthcare system is in need of significant reform. It is too expensive, complex, and unfair. Surveys have consistently shown that the cost of healthcare is a major concern for many Americans. A significant percentage of the population supports the idea of universal healthcare, where a single-payer system covers everyone. While many people oppose the idea of universal healthcare, most believe it would be too expensive. Meanwhile, others value the freedom to choose their own providers and plans.

There are a number of reasons why some Americans do not prefer the current U.S. healthcare system.

Some common concerns include:

High cost:

The cost of healthcare in the U.S. often gets cited as a major problem. Many Americans struggle to afford the high cost of insurance premiums, deductibles, and copays. Due to this, folks may be unable to access the care they need because of the cost.

Lack of access to healthcare:

Despite being the world’s wealthiest country, the U.S. has a high rate of uninsured citizens. Hence, many people still cannot enjoy access to affordable healthcare.

Complexity:

The U.S. healthcare system often gets criticized for its excessive complexity. The wide range of insurance plans, providers, and regulations that can be difficult for people to navigate.

Limited choices:

In some parts of the U.S., there may be a limited number of providers or insurance plans available. This can limit people’s options and make it difficult to find the care they need.

Shortage of primary care doctors:

Another concern? There is a shortage of primary care doctors in the U.S., which can make it difficult for people to access routine health services.

High administrative costs:

Last but not least, the U.S. health system struggles chronically with having high administrative costs. Unfortunately, this tends to drive up the overall cost of medical care.

Lack of transparency:

Some people may feel that the health system is not transparent enough, with prices for procedures and treatments often being unclear or hard to obtain.

Are you looking for more affordable health insurance? Healthedly’s mission is to connect people with an affordable health insurance plan. Whether you are an individual or a family, our agents will do everything possible to ensure you are set up with health coverage, regardless of income or employment.

Get started today with Healthedly, chat with an agent, we will send you a free quote for a health insurance plan that works for you!

January 3, 2023

A Guide to Travel Insurance

Health, Travel Medical

Travel insurance is a type of insurance that covers any unexpected events or emergencies that may occur during your trip. This can include things like trip cancellations or delays, lost or stolen luggage, medical emergencies, and more.

Before you purchase travel insurance, you need to understand what the policy covers exactly. Most travel insurance policies will cover trip cancellations or interruptions, lost or stolen luggage, medical emergencies, and emergency evacuations. Some policies may also provide coverage for activities like adventure sports or rental car damage.

When shopping for travel insurance, it’s a good idea to compare different policies from different companies to find the one that best fits your needs. Always read the fine print carefully to understand what your potential policy covers. And always purchase your insurance from a reputable company.

It’s also important to keep in mind that travel insurance is not a replacement for health insurance. If you already have health insurance, check with your provider to see what medical services they cover while you are traveling.

In general, this type of insurance can provide peace of mind and financial protection while you’re on the road. It’s always better to be safe than sorry, so consider purchasing a travel insurance policy before your next trip. Healthedly agents are ready to answer any of your questions about this kind of insurance, what your options are, and even a free quote to get started!

What are you waiting for? Don’t sleep on travel insurance!

December 23, 2022

Are You Enrolling in the Right Health Plan?

General, Health Resources, Individual and Family, Short Term, Special Enrollment Period

How to know for sure that you are enrolled in the right health plan

There are a few key factors to consider when deciding whether to enroll in an ACA (Affordable Care Act) plan or a short-term health plan.

First and foremost, it’s important to understand the differences between the two types of plans. ACA plans, also known as “Obamacare” plans, provide comprehensive coverage for a wide range of medical services. This includes preventative care, hospitalization, and prescription drugs. These plans must meet certain requirements set by the federal government, such as covering pre-existing conditions. They also offer a minimum level of coverage.

On the other hand, short-term medical plans provide temporary coverage for unexpected medical expenses. These plans typically have lower premiums and offer more flexibility than ACA plans. However, they provide much less comprehensive coverage. Short-term plans typically exclude coverage for pre-existing conditions. They may not cover certain types of care, such as maternity or mental health services.

What are your health and medical needs?

One major factor to consider when deciding between an ACA plan and a short-term medical plan? Your current health and medical needs. For example, you have a chronic condition or expect to need a lot of medical care in the near future. An ACA plan is likely to be a better choice because of its comprehensive coverage. On the other hand, if you’re healthy and just want some protection against unexpected medical expenses, a short-term plan may be a good option.

Another important factor to consider is your budget. ACA plans can be more expensive than short-term plans, if you don’t qualify for subsidies to help lower your premiums. If you’re on a tight budget and need to save money on your health insurance, a short-term plan is a good option. However, keep in mind that you’ll likely end up paying more out of pocket for medical care if you have a short-term plan. These plans provide less comprehensive coverage.

Think long-term vs short-term when it comes to your health plan

It’s also important to think about the long-term implications of your decision. ACA plans seem more stable and predictable than short-term plans. They provide continuous coverage and can’t be canceled for reasons like getting sick or making a claim. If you’re looking for a long-term solution for your health insurance needs, an ACA plan may be a better choice.

Whether you choose an ACA plan or a short-term medical plan will depend on your individual circumstances and needs. ACA plans provide comprehensive coverage, but can be more expensive. Short-term plans are less expensive, but provide less comprehensive coverage.

Ultimately, the right choice for you will depend on your health, budget, and long-term needs. Healthedly offers a variety of plans, from

Look no further than Healthedly for all your answers about health insurance and coverage. Start getting enrolled today, grab a free quote, and chat with a Healthedly agent. We are here to help you get the right healthcare coverage.

December 22, 2022

Colon Cancer and the Importance of Early Screenings

General, Health, Health Resources, Self-care

Why you need an early screening for colon cancer

Colon cancer is a type of cancer that affects the colon, the large intestine. The colon is part of the body’s digestive system, and its primary function is to absorb water and nutrients from food and to eliminate waste. Colon cancer occurs when healthy cells in the colon develop mutations in their DNA, leading them to grow and divide rapidly. These abnormal cells form a tumor, and if doctors do not detect the tumor and treat it, this cancer can spread to other parts of the body.

Colon Cancer Screening

The importance of early screening for colon cancer cannot be overstated. Every year, at least 100,000 people in the US recieve the chilling diagnosis of colon cancer. When this type of cancer gets detected in its early stages, it can often be treated successfully, and the chances of survival are much higher. Screening tests, such as a colonoscopy, can help doctors find colon cancer at an early stage when it is most treatable.

Some people are at a higher risk of developing this disease. Risk factors for this type of cancer include a family history of this cancer, a personal history of inflammatory bowel disease, or being over the age of 50. People with any of these risk factors should talk to their doctor about getting screened for this cancer.

Treatment

If cancerous cells are detected, treatment will depend on the stage of the cancer and the individual’s overall health. Treatment options may include surgery to remove the cancerous growth or chemotherapy to kill cancer cells. Experts also recommend radiation therapy to shrink the tumor. In some cases, your doctor will use combination of these treatments.

One of the biggest challenges with this type of cancer? It often does not cause any noticeable symptoms in its early stages. This is why screening is so important. Signs may be altered bowel movements (diarrhea or constipation), blood in stool, abdominal discomfort, and unexplained weight decrease. If you have any of these symptoms, it is important to talk to your doctor right away.

In conclusion, cancer of the colon is a serious disease that can be deadly if not detected and treated early. Early screening is crucial for detecting colon cancer at an early stage, when it is most treatable. If you are at high risk for colon cancer, talk to your doctor about getting screened. And if you experience any symptoms of a cancerous colon, don’t delay in seeking medical help.

If you are looking for the right health insurance provider, Healthedly is here to help. Our agents are dedicated to ensuring you find the best fit, so don’t hesitate to give us a call at 855-522-2201.

December 21, 2022

How to Identify Early Signs of a Stroke

General, Health, Health Resources, Medicaid, Self-care

In the U.S. today, strokes cause the majority of health complications. Recognizing the early signs of a stroke could be key in preventing serious injuries or fatalities from occurring. It could mean the difference in life or death, or mitigating severe effects caused by strokes.

Early warning signs of a stroke can be subtle. But equipping yourself with knowledge of these tells is crucial to saving yourself or a loved one.

Keep an eye out for:

Intense migraines
Loss of vision or impaired vision in one or both of the eyes
Numbness in the facial muscles
Numbness or sudden weakness in a leg or arm
Slurring speech or brain fog
Comprehension impairment, difficulty understanding
Increased dizziness or difficulty with walking

Keep the FAST acronym in mind if you suspect the onset of a stroke:

F – Facial muscles drooping or numb

A – Arm weakness or impairment–inability to use an arm or lift it up

S – Slurred speech

T – Time to call 911 and get access to the necessary medical attention

Being able to identify the early signs of a stroke means you can seek medical attention earlier in such a scenario. If you or someone in your family is worried about health insurance coverage and want to learn your options, reach out to a Healthedly agent by calling 855-522-2201.

December 7, 2022

Does Vision Insurance Cover Lasik Surgery?

Health Resources, Vision

Are you considering getting Lasik eye surgery? Is your fear of no insurance coverage for such a procedure holding you back? You don’t need to wonder anymore; vision insurance allows for some flexibility when it comes to unique situations that make Lasik necessary.

Here are a few key questions to consider as you decide whether or not to get Lasik, and what vision insurance covers.

How much does Lasik eye surgery cost?

Lasik eye procedures typically costs $2,200 per eye or $4,400 for both eyes. Here is a better breakdown of the expected pricing. You have several different options to choose from, depending on what type of Lasik procedure you require.

When would Lasik be medically necessary?

You are considered eligible for Lasik by most insurance companies if you are having eye trouble following an injury or operation. If you are unable to wear glasses or contacts, this also may qualify you for Lasik.

Are there other ways to pay for Lasik?

Vision Insurance plans cover extra expenses other than glasses or contacts or eye exams. If medically necessary, you could get a Lasik procedure covered by insurance. Speak with your eye doctor for more details on what may be available for you. Educating yourself on what vision insurance does and doesn’t cover may help you plan ahead for a Lasik, how you qualify, and how to access the procedures you need.

Don’t have vision insurance yet, and you don’t know where to start? Call 855-522-2201 to get a free quote and your questions answered by a Healthedly Agent.

November 28, 2022

Tag Archive for: health insurance