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Tag Archive for: healthedly insurance services

Is Dental Insurance Worth It?

Dental
Is Dental Insurance Worth It?

Buying dental insurance can be immensely important, but what you really need is a plan that fits your needs. Some insurance coverages can be expensive, offering things that you’re never going to need. Other oral insurance plans can be much more reasonable and offer the services that you’re going to use regularly.

Let’s look at some numbers: whether you’re buying dental insurance through your employer or independently, dental insurance monthly premiums will cost somewhere between $40-$60 per month. That means that you’re spending around $600 in 12 months on dental insurance, whether you use it or not.

So what’s the answer? Well, if you care about your teeth then you’re probably going to want some form of dental insurance. Your mouth health can affect everything from your gut health to your mental health, so making sure that you take care of your teeth is something that is essential. Will you need $600 per year in coverage? That’s a question you’ll need to weigh against your dental history and your family’s needs. But you’re going to need something, just to be on the safe side.

The answer is going to be getting the best dental insurance at the best price–because we know it can be expensive. So how do you solve that problem? How do you get necessary medical care for your mouth without breaking the bank?

Why Is Dental Insurance So Expensive?

Insurance companies are good for dentists because they bring new patients into the dentist’s office (most people have dental insurance and then look to see which dentists accept their coverage and pick one that does). But insurance companies then put the squeeze on the dentist, giving them little reimbursement and sometimes not paying for procedures altogether.

If you’re in a unique situation, you may wonder about the efficacy of dental coverage. Is dental coverage worth it for the self-employed?

Although if you know a dentist you may see it as a very profitable business that can make the dentist a lot of money. And that’s true—in some cases. But there is so much overhead that goes into a oral practice and, unfortunately, much of that money is not coming from the insurance companies and into the dentist’s office accounts receivables.

As a result, patients get the brunt of dental care costs. The dentist’s office takes their cut, and the insurance company pays back some, but most of the cost gets passed onto the consumer.

Is Dental Insurance Worth It for Seniors?

Is this type of coverage worth it in retirement? It depends. Most of these insurance plans for seniors will cover 100% of preventative care, like cleanings, exams, and x-rays. But the dental plans only cover a small portion of other important types of care like fillings, root canals, and, especially important for seniors—crowns, implants, and dentures.

Seniors are more likely than younger people to have poor dental health: gum disease, tooth decay, and lost teeth. According to one study from the Kaiser Family Foundation, 53% of seniors have said they’ve had to delay or go without dental care because of high cost.

It’s important to note that for most Medicare plans, dental coverage is not part of the program. Medicare Parts A and B do not cover dental work. Medicare Advantage plans (Part C) may involve dental plans.

Still looking for the right health insurance plan? Browse our plans here. Get a quote for dental insurance today.

July 21, 2022
https://healthedly.com/wp-content/uploads/2022/09/Healthedly-Blog-1.png 900 1366 NP Accel https://healthedly.com/wp-content/uploads/2022/06/Healthedly.svg NP Accel2022-07-21 15:14:462023-01-04 15:57:41Is Dental Insurance Worth It?

FDA investigation: fresh strawberries could be linked to Hepatitis A outbreak

General
FDA investigation: fresh strawberries could be linked to Hepatitis A outbreak

The US FDA (Food and Drug Administration) is investigating a link between a hepatitis A outbreak and fresh organic strawberries.

The FDA with the US CDC, the Public Health Agency of Canada, the Canadian Food Inspection Agency and state and local partners, said the strawberries were branded as FreshKampo as well as HEB and purchased between March 5 and April 25.

Where did you purchase?

A number of retailers sold these strawberries, including Aldi, HEB, Kroger, Sprouts Farmers Market, Safeway, Walmart, Trader Joe’s, Weis Markets and WinCo Foods.

The potentially affected strawberries have exceeded their shelf life, but people who froze them to use later should not eat them.

If you do not remember where you purchased your strawberries, just discard them to be safe rather than sorry.

Seventeen hepatitis cases have been identified in California, Minnesota and North Dakota. Each of these cases have led to 12 hospitalizations. Traceback investigations show that cases in California, Minnesota and Canada reported having purchased the strawberries. An investigation continues into other organic produce products. People became ill between March 28 and April 30.

What do you need to look out for?

If you don’t know for sure if you already received a Hepatitis A vaccination, you think you have already consumed infected strawberries, and if you are now experiencing symptoms, the FDA recommends you consult your health care provider.

Hepatitis A symptoms typically appear 2-7 weeks after infection, and typically last less than two months. However, some people can be ill up to six months. Keep in mind that not all infected people become symptomatic.

Symptoms can include jaundice, lack of appetite, stomach pain or discomfort, vomiting, fever, light colored stools or dark urine, diarrhea, joint pain and lack of energy. Adults are far more likely than children to experience noticeable symptoms if they are infected.

For more information on health insurance or healthy tips, visit us through Healthedly Insurance Services to learn more.

Remember to use these resources for further information: 

  • ACA
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  • Group Health
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  • Travel Health

June 3, 2022
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How fast you walk could be a sign of dementia

General

A new study involving a small test group of elderly subjects shows a link between mobility decline and memory issues. A possible cause maybe due to a shrinking in the right hippocampus. This part of the brain is associated with cognitive ability.

Dementia is not always indicated from all signs of mild cognitive impairment (MCI). Between 10% and 20% of people 65 or older with MCI develop dementia over the next year. In many cases, the symptoms of MCI may stay the same or even improve. “In many cases, the symptoms of MCI may stay the same or even improve,” the National Institute of Aging proclaims.

There’s also a much larger study of 17,000 adults over age 65 that shows people who walk about 5% slower or more each year. They also exhibit signs of slower mental processing were more likely to develop dementia. This study published Tuesday in the journal JAMA Network Open.

This new study over the course of 7 years tracked a group of Americans over 65 and Australians over 70. Every other year, the participants in the study tested to measure overall cognitive decline, processing speed, memory, and verbal fluency.

To determine the person’s typical gait, the study averaged together the results of two tests. They gave these tests every other year. They measured the time it took the subjects to walk 3 meters or about 10 feet in distance.

The research indicated the highest risk of dementia was for the individuals who walked slower and also declined cognitively.

A substantial component of decreasing cognitive decline involves aerobic activities and physical movement. This activates the hippocampus in the brain. Subsequently, this can lead to an increase in size on that part of the brain. Located in the temporal lobe, the hippocampus is responsible for tasks like remembering directions and spatial navigation.

In a 2011 randomized clinical trial, subjects who aerobically exercised increased the size of the of the hippocampus by 2%. This reversed age-related loss in the organ by one to two years. Comparatively, the subjects only doing stretching exercises had on average, a decline of about 1.43% over the same time frame.

For more information on health insurance or healthy tips, visit us through Healthedly Insurance Services to learn more.

Also, utilize these resources to help navigate what you’re looking for: 

  • ACA
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  • Group Health
  • Life 
  • Travel Health

May 31, 2022
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4 Benefits and 2 Drawbacks of Taking CBD Supplements

General

CBD, a non psychoactive cannabinoid, has gained traction in holistic circles and even among medical professionals in recent years. Proponents of CBD supplements boast of its benefits for your health. However, there are a couple of reported cons to taking it worth considering. Read on to learn four possible advantages and two drawbacks to taking CBD. 

Pros of taking CBD: 

Can ease pain and inflammation

Are you suffering from sore muscles or a migraine? CBD has properties in it known for reducing inflammation. Taking a CBD herbal supplement can do as good a job as common medications like ibuprofen or Tylenol.

Used as a calming supplement

CBD is swiftly becoming a popular calming supplement among holistic medicine users. If you have anxiety, ask your doctor about trying CBD.

Helps to manage weight since it is a shredding agent.

Studies show that CBD breaks down fat in the body and paired with regular exercise, can be a useful supplement for those looking to manage their weight.

Supports post-fitness recovery

Those who take CBD post-workout have claimed to experience beneficial results from this cannabinoid. Thus, athletes claim boosts in energy and reduced soreness when taking CBD.

Cons of taking CBD: 

Can cause nausea

This symptom doesn’t arise frequently. Nonetheless some people still suffer from an unsettled stomach after ingesting CBD. 

May cause a dry mouth

Some users report experiencing dry mouth after taking CBD supplements. This symptom does not often manifest, but reports of this side effect exist.

There you have it. CBD reportedly boasts more pros than cons, which should indicate its positive track record and beneficial attributes. Want to ask a medical expert about CBD and its possible benefits, but you aren’t sure who you can afford? Start by getting a free quote today to understand what healthcare you qualify for. 

May 27, 2022
https://healthedly.com/wp-content/uploads/2022/05/Healthedly-Blog-1.png 900 1366 Jamie Thomas https://healthedly.com/wp-content/uploads/2022/06/Healthedly.svg Jamie Thomas2022-05-27 17:05:002022-10-13 09:41:434 Benefits and 2 Drawbacks of Taking CBD Supplements

US is offering vaccines to certain people exposed to monkeypox. Here’s what you should know

General
US is offering vaccines to certain people exposed to monkeypox. Here’s what you should know

Is there a vaccine for this new virus?

There is currently no vaccine available specifically for monkeypox. However, people who have been vaccinated against smallpox may be protected against monkeypox. The viruses that cause the two diseases are closely related. The smallpox vaccine is no longer routinely given, as smallpox has been eradicated. However, it is still available for people who are at high risk of contracting monkeypox. For example, laboratory workers who work with the monkeypox virus qualify.

Please note that the smallpox vaccine is not recommended for the general public. This is due to the fact that it can have serious side effects, including fever, muscle aches, and a rash. The vaccine should only be given to people who are at high risk of contracting this virus. They must be fully informed about the potential risks and benefits of the vaccine.

What is Monkeypox?

Monkeypox is a rare viral disease that is similar to smallpox, but generally less severe. It is caused by the monkeypox virus, which is a member of the same family of viruses as the smallpox virus. This virus is found primarily in certain parts of Africa, and it is spread to humans through contact with infected animals, such as monkeys, rats, and squirrels.

Symptoms of monkeypox include fever, headache, muscle aches, backache, swollen lymph nodes, and a rash that starts on the face and spreads to other parts of the body. The rash eventually forms into bumps that become filled with fluid and then crust over. The disease can be severe, especially in people with weakened immune systems, and it can be fatal in rare cases.

There is no specific treatment for this virus, and no vaccine is available for it. The best way to prevent monkeypox is to avoid contact with infected animals and to practice good hygiene, such as washing your hands frequently.

Healthedly’s mission is to find the best possible health insurance for you, whether you are a business owner or seeking coverage for your family. Give us a call at 855-522-2201 to get a free quote and your questions answered about health insurance.

May 26, 2022
https://healthedly.com/wp-content/uploads/2022/08/Healthedly-Blog.png 900 1366 Jamie Thomas https://healthedly.com/wp-content/uploads/2022/06/Healthedly.svg Jamie Thomas2022-05-26 16:21:002023-01-05 12:35:01US is offering vaccines to certain people exposed to monkeypox. Here’s what you should know

US Birth Rate Finally Rises After Steep Drop Off in 2020

General
US Birth Rate Finally Rises After Steep Drop Off in 2020

The U.S. birth rate saw a steep drop off in 2020 due to the COVID-19 pandemic and its economic effects. However, recent data suggests that the birth rate may be on the rise again. This is an interesting development, as the U.S. has seen a long-term decline in the birth rate for several decades. In this blog post, we’ll explore the factors that may be contributing to the recent uptick in the U.S. birth rate and discuss the potential implications of this trend.

First, let’s take a look at some of the data surrounding the U.S. birth rate. According to the Centers for Disease Control and Prevention (CDC), the U.S. birth rate reached a record low in 2020, with 3.6 million births, the lowest number in 35 years. This represents a drop of 8% from the previous year, and the largest single-year decline in the U.S. birth rate since the government started keeping track in 1909.

There are several reasons why the U.S. birth rate dropped off in 2020. One major factor was the COVID-19 pandemic, which had a significant impact on people’s ability to have children. The pandemic disrupted fertility treatments and caused many potential parents to delay having children due to economic uncertainty and other concerns.

Additionally, the economic downturn caused by the pandemic likely played a role in the decline in the birth rate. The unemployment rate soared to its highest level since the Great Depression, and many people faced financial insecurity and uncertainty. This may have caused some people to delay having children or to decide not to have children at all.

However, recent data suggests that the U.S. birth rate may be on the rise again. The CDC reported that the number of births in the U.S. increased by 5% in the third quarter of 2021, compared to the same period in 2020. This marks the first increase in the U.S. birth rate in over a year, and it’s likely that the trend will continue as the economy recovers and the pandemic wanes.

So, what’s driving this uptick in the U.S. childbirth rate? It’s likely that a combination of factors are at play. One possibility is that people who delayed having children due to the pandemic and economic downturn are now starting to have them. This is supported by data from the CDC, which shows that the number of births to women in their 30s and 40s increased in the third quarter of 2021, while the number of births to women in their 20s declined.

Another factor that may contribute to the increase in the U.S. childbirth rate is the widespread distribution of vaccines against COVID-19. With more people being vaccinated, there is likely to be less concern about the risks associated with the pandemic. This may make some people feel more comfortable about having children.

It’s also possible that the rise in the U.S. childbirth rate is due to changes in societal attitudes toward children. In recent years, there has been a growing trend towards having smaller families or not having children at all. However, it’s possible that the pandemic and economic downturn may have caused some people to reconsider their decision not to have children. Hence, this led to an increase in the childbirth rate.

There are a few potential implications of the recent increase in the U.S. childbirth rate. One is that it could lead to a baby boom similar to the one that occurred after World War II. This could have significant economic and social consequences. It could lead to an increase in demand for childcare and other family-related services.

Another potential implication? The increase in the U.S. birth rate could lead to an increase in the overall population of the U.S. This could have both positive and negative consequences. On the one hand, a growing population could lead to increased economic growth and development. On the other hand, a larger population could also put more strain on natural resources and the environment. This could exacerbate issues such as overcrowding and pollution.

In conclusion, the U.S. birth rate saw a steep drop off in 2020. This is due to the COVID-19 pandemic and its economic effects. However, recent data suggests that the birth rate may be on the rise again. This is likely due to a combination of factors such as people who delayed having children starting to have them. Or, it could be due to the widespread distribution of vaccines, and changes in societal attitudes toward having children. The increase in the U.S. birth rate could have significant economic and social implications. This includes the potential for a baby boom and an increase in the overall population of the U.S. It will be interesting to see how this trend develops in the coming years. If you are expecting and in need of insurance coverage, visit Healthedly.com or call 855-522-2201 for more information.

May 25, 2022
https://healthedly.com/wp-content/uploads/2021/02/Healthedly-Blog.png 900 1366 Jamie Thomas https://healthedly.com/wp-content/uploads/2022/06/Healthedly.svg Jamie Thomas2022-05-25 15:37:272023-01-05 12:43:44US Birth Rate Finally Rises After Steep Drop Off in 2020

Everything You Need to Know About Prostate Cancer Screenings

General
Everything You Need to Know About Prostate Cancer Screenings

Prostate cancer screening is a way to test for prostate cancer in men who do not have symptoms of the disease. The two main tests used for prostate cancer screening? These are the prostate-specific antigen (PSA) test and the digital rectal exam (DRE).

The PSA test measures the level of PSA, a protein produced by the prostate gland, in the blood. Elevated levels of PSA may be a sign of this disease. Other conditions such as an enlarged prostate or a prostate infection can also cause high PSA levels.

The DRE is a physical exam in which the doctor feels the prostate gland to check for any abnormalities.

There is ongoing debate about the effectiveness of getting screened. Some studies have suggested that prostate cancer screening can help reduce the risk of dying from this type of disease. However, other studies have found no benefit.

The American Cancer Society recommends that men discuss the potential benefits and risks of prostate cancer screening with their healthcare provider. They should start doing so beginning at age 50 for most men. Men at high risk of this malicious cancer (such as men with a family history of the disease) should get screened at age 45.

Decisions about whether to undergo screening should be based on a man’s individual risk factors and his preferences. Each individual should take into account the potential benefits and risks of the tests.

Are you seeking health insurance to cover your upcoming prostate screening? Chat with a licensed agent at 855-522-2201 to learn about all the coverage options available to you. Healthedly is here to help!

May 23, 2022
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Drug Overdoses in the US on the Rise

General
Drug Overdoses in the US on the Rise

Drug overdoses are a significant public health problem in the United States. have been on the rise in recent years. In 2019, there were over 70,000 drug overdose deaths in the United States, and the majority of these deaths were caused by opioids.

There are several reasons why drug overdoses are on the rise.

One reason is the availability of prescription opioids, which are often misused and can lead to addiction.

Prescription opioids are powerful painkillers that are often prescribed for chronic pain management. However, these drugs can be highly addictive and can lead to abuse and overdose.

Another factor contributing to the rise in drug overdoses is the illegal drug market.

The proliferation of illegal drugs, such as heroin and fentanyl, has led to an increase in overdose deaths. These drugs are often more potent and dangerous than prescription opioids. They can be difficult to detect, making them particularly dangerous.

Another reason for the increase in drug overdoses is the lack of access to substance abuse treatment and recovery services.

Many people struggling with addiction do not have access to the resources they need to get the help they need. This can lead to individuals turning to risky behaviors, such as using drugs alone. Some use- drugs that are more potent, which can increase the risk of overdose.

Poverty and social isolation can also play a role in the rise of drug overdoses.

People who struggle financially or who isolate from social networks are more likely to turn to drugs as a way to cope. This can lead to an increased risk of overdose, as well as other negative health outcomes.

There are also several societal factors that contribute to the rise in drug overdoses.

One of these is the stigma surrounding addiction and substance abuse.

Many people struggling with addiction may feel ashamed or embarrassed about their situation, which can prevent them from seeking help. This can lead to individuals continuing to use drugs, which increases the risk of overdose.

Another societal factor contributing to the rise in drug overdoses? The lack of education about the dangers of drug use.

Many people may not be aware of the risks associated with drug use, or they may underestimate these risks. This can lead to individuals using drugs more recklessly, which increases the risk of overdose.

Finally, the opioid epidemic has been fueled in part by the marketing and distribution of prescription opioids by pharmaceutical companies.

These companies have been accused of downplaying the risks of addiction and overdose associated with prescription opioids. They also promote the use of these drugs for conditions for which they may not be appropriate. This has contributed to the overprescribing of these drugs and the subsequent increase in drug overdoses.

It is important for there to be a comprehensive approach that addresses the various factors contributing to the problem. This may include increasing access to substance abuse treatment and recovery services. It also means improving education about the dangers of drug use, and addressing the stigma surrounding addiction. It may also involve regulating the pharmaceutical industry and cracking down on the illegal drug market.

In conclusion, drug overdoses are a significant public health problem in the United States. The rates for overdose continue to rise due to a variety of factors, including the availability of prescription opioids, the proliferation of illegal drugs, a lack of access to substance abuse treatment, poverty and social isolation, stigma surrounding addiction, a lack of education about the dangers of drug use, and the marketing and distribution of prescription opioids by pharmaceutical companies. To effectively address this issue, it will be necessary to take a comprehensive approach that addresses these various factors.

Are you seeking medical insurance coverage but don’t know what you qualify for exactly? Our licensed agents will walk you through the whole enrollment process and ensure you get the most bang for your buck. Give Healthedly a call at 855-522-2201.

May 17, 2022
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Healthcare.gov: You Can Do This!

ACA, Health Resources, Individual and Family, Medicaid
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March 15, 2021
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COVID-19 Relief Package Includes Expansion of Health Care Coverage

ACA, News
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February 18, 2021
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