Welcome to Healthedly Insurance Services, LLC (“Company,” “we,” “us,” or “our”). By accessing or using our website, [www.healthedly.com] (“Website”), you agree to comply with and be bound by the following Terms of Service (“Terms”). Please read these Terms carefully before using our Website.

1. Acceptance of Terms By accessing or using the Website, you agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, please do not use our Website.

2. Services Provided Healthedly Insurance Services, LLC provides services related to the sale and enrollment of health insurance plans (“Services”). We offer information, resources, and tools to help you understand and compare health insurance plans. The Services provided on this Website are intended for use by individuals residing in the United States.

3. Eligibility You must be at least 18 years old to use our Website and Services. By using the Website, you represent and warrant that you meet this age requirement.

4. Use of the Website

• 4.1 License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Website for personal, non-commercial use.
• 4.2 Restrictions: You agree not to use the Website for any unlawful purpose or in any way that could harm or interfere with the operation of the Website. Prohibited activities include, but are not limited to:
  • Violating any applicable laws or regulations;
  • Engaging in fraudulent activities;
  • Attempting to gain unauthorized access to the Website;
  • Distributing viruses or harmful software;
  • Using automated systems to extract data from the Website.

5. Health Insurance Plans

• 5.1 Information Accuracy: While we strive to provide accurate and up-to-date information about health insurance plans, we cannot guarantee the accuracy or completeness of any information provided on the Website. You are responsible for verifying the details of any health insurance plan before enrolling.
• 5.2 Enrollment: Enrollment in any health insurance plan offered through our Website is subject to the terms and conditions of the respective insurance provider. We do not guarantee acceptance into any plan or the availability of any specific plan.
• 5.3 No Medical Advice: The information provided on this Website is for informational purposes only and does not constitute medical advice. You should consult a qualified healthcare provider for any medical-related concerns.

6. Third-Party Websites Our Website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. Your use of third-party websites is at your own risk.

7. Intellectual Property All content on the Website, including text, graphics, logos, images, and software, is the property of Healthedly Insurance Services, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content from the Website without our prior written permission.

8. Limitation of Liability To the fullest extent permitted by law, Healthedly Insurance Services, LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Website or Services. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.

9. Indemnification You agree to indemnify and hold harmless Healthedly Insurance Services, LLC, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of your use of the Website or violation of these Terms.

10. Changes to Terms We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Website. Your continued use of the Website after any changes constitute your acceptance of the revised Terms.

11. Termination We reserve the right to terminate or suspend your access to the Website at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.

12. Governing Law These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles.

13. Dispute Resolution Any disputes arising out of or related to these Terms or your use of the Website shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in [Your City], [Your State], and the decision of the arbitrator shall be final and binding.

14. Contact Information If you have any questions or concerns about these Terms, please contact us at: Healthedly Insurance Services, LLC
Email: support@healthedly.com
Phone: (855) 522-2201